The macom® Ultimate Guide to: Cosmetic Breast Surgery. Part 5 - Finances

The macom® Ultimate Guide to: Cosmetic Breast Surgery. Part 5 – Finances

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We understand that cost is a critical factor in your cosmetic surgery decision, but it should never be the most important one.

There are many components that make up the cost of a cosmetic surgery procedure; the surgeon’s fees, anaesthetist’s fees and your care both during your procedure and afterwards in hospital or clinic. In the case of a breast augmentation, then the expense of the implants used also has to be factored in.

Insurance should also be taken into consideration as your surgeon, your anaesthetist and the hospital or clinic all should have the necessary insurance in the event that your procedure doesn’t go to plan.

So with all these costs making up the final figure, if the price of your cosmetic breast surgery procedure seems too good to be true, then it probably is and it can mean that some aspect of your care has been skimped on, leaving you at risk, at best, of not achieving the results you were hoping for.

One challenge that prospective patients often face is to get a clear idea of the cost implications when they’re researching surgeons or procedures. Many cosmetic surgeons or cosmetic surgery clinics will not give prices on their website or telephone, which can be frustrating, but there is a very good reason for this.

Every patient should be treated as an individual and there can be physical or med“ical considerations that need to be taken into account.

Sometimes, a patient may require a combination of cosmetic surgery procedures or the operation may need to be more extensive to achieve the results they are hoping for.

However, once you have discussed your options in full at your breast surgery consultation and you and your cosmetic surgeon have agreed upon a treatment plan, you should be quoted a full and final figure that covers every aspect. This should encompass the procedure itself, any necessary medical care in hospital, for however long is necessary, and any aftercare appointments you require.You then should receive that quote in writing after the consultation.

Cosmetic surgery on the NHS

It is highly unlikely that you will be able to have your cosmetic surgery procedure through the NHS. If there is a major physical or psychological reason why you would benefit from this type of surgery, this may be evaluated by your local clinical commissioning group (CCG).

Correction of breast deformities is strictly rationed on the NHS. Some cases that might be considered are: breast reductions, gross asymmetries, Polands Syndrome and tubular breasts.The exceptional circumstances vary from region to region.

In general, patients with more marked physical problems might be considered exceptional. Your GP or doctor will be able to tell you about the local rules that apply where you live.

Cosmetic surgery and private medical insurance

Private medical insurance will usually only pay for procedures that are deemed medically necessary and cosmetic surgery is viewed as elective, with the aim being to enhance the patient’s physical appearance.

However, there may be a medical reason why your cosmetic surgery procedure is necessary. A rhinoplasty procedure is usually undertaken only to correct the function of the nose. A hump on a nose is not considered a medical problem but a nose that has a deviated septum and makes it difficult to breathe through is.

Cosmetic breast surgery may also be deemed medically necessary; for instance, excessively large breasts that are causing physical problems which can be relieved by a breast reduction.

Check the terms and conditions of your policy carefully and visit your GP for a referral to a cosmetic surgeon.

Cosmetic surgery finance

Once the price has been agreed your surgeon or the hospital or clinic chain where your procedure will take place usually have a relationship with a finance company that offer loans or finance to cover your procedure.

These range from interest free credit arrangements that usually have to be paid off over 12 months or loans that can be spread over a few years. Discuss this with your clinic at your consultation.

“When considering the financial implications of a breast augmentation procedure, it is important to factor in the chance that you may require a repeat operation at some point in the future.”

Mr Marc Pacifico Mr Marc Pacifico, Consultant Plastic Surgeon

Click here to see more of The Ultimate Guide to: Cosmetic Breast Surgery.

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